Navy vs. Memphis prediction: Midshipmen a live underdog

Howie Kussoy picks his winner for Thursday night’s college football matchup between Navy and Memphis. Home team in CAPS.

Navy (+10.5) over MEMPHIS

The improving Midshipmen will get extra opportunities against the turnover-prone Tigers, who have lost three straight games — including one as double-digit favorites — and have little time to prepare for the triple-option on a short week.